Your Guide To the Marriott Bonvoy ® Premier Credit Card

Use Your Card at Hotels Participating in
Marriott Bonvoy ® and on Everyday Purchases

for every $1 spent at over 7,000 hotels participating in
Marriott Bonvoy ® 1 Opens overlay Link to footnote

for every $1 spent at restaurants, car rental agencies and on airline tickets purchased directly with the airline 1 Opens overlay Link to footnote

for every $1 spent on all other purchases 1 Opens overlay Link to footnote

More Points Faster

when you add family or friends as authorized users 2 Opens overlay Link to footnote

See How Many Points You'll Earn When You Stay With Us

Your Card, Elite Status, and Marriott Bonvoy Membership Mean More Points.

Select your current Elite status to view your earning potential.
Unsure of your Elite status? Find out with the Chase Mobile ® app Opens in new window . 3 Opens overlay Link to footnote

when you pay for your stay with your Marriott Bonvoy ® Premier Credit Card from Marriott for being a Marriott Bonvoy member* from Marriott ( 10% bonus)
because of your Silver Elite Status*

16X Total Points

for every $1 spent at hotels participating in Marriott Bonvoy ® for every $1 spent at hotels participating in Marriott Bonvoy ®

* Silver Elite Status: Marriott Bonvoy ® members earn 10 Marriott Bonvoy base points and Silver Elite members earn an additional 1 point per $1 spent (10% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Silver Elite members earn an additional 0.5 point per $1 spent (10% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Silver Elite members earn an additional 0.25 point per $1 spent (10% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

* Gold Elite Status: Marriott Bonvoy ® members earn 10 Marriott Bonvoy base points and Gold Elite members earn an additional 2.5 points per $1 spent (25% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Gold Elite members earn an additional 1.25 points per $1 spent (25% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Gold Elite members earn an additional 0.625 point per $1 spent (25% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

* Platinum Elite Status: Marriott Bonvoy ® members earn 10 Marriott Bonvoy base points and Platinum Elite members earn an additional 5 points per $1 spent (50% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Platinum Elite members earn an additional 2.5 points per $1 spent (50% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Platinum Elite members earn an additional 1.25 points per $1 spent (50% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

* Titanium Elite Status: Marriott Bonvoy ® members earn 10 Marriott Bonvoy base points and Titanium Elite members earn an additional 7.5 points per $1 spent (75% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Titanium Elite members earn an additional 3.75 points per $1 spent (75% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Titanium Elite members earn an additional 1.875 points per $1 spent (75% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

* Ambassador Elite Status: Marriott Bonvoy ® members earn 10 Marriott Bonvoy base points and Ambassador Elite members earn an additional 7.5 points per $1 spent (75% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Ambassador Elite members earn an additional 3.75 points per $1 spent (75% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Ambassador Elite members earn an additional 1.875 points per $1 spent (75% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

Upgrade and Earn More

Calculate how much more you could earn by upgrading your
Marriott Bonvoy ® credit card

Compare To

Marriott Bonvoy ®
Premier

Marriott Bonvoy(registered trademark) Premier Credit Card

Previous Next

Marriott Bonvoy
Boundless ®

Marriott Bonvoy Boundless(registered trademark) Credit Card

Marriott Bonvoy
Bountiful™

Marriott Bonvoy Bountiful (trademark) Credit Card

Marriott Bonvoy
Boundless ®

Marriott Bonvoy Boundless(registered trademark) Credit Card

Marriott Bonvoy
Bountiful™

Marriott Bonvoy Bountiful (trademark) Credit Card

Row 3 Annual Points Earned

These totals show a typical earn scenario. To see what you might earn, adjust the amounts below based on your spending.

Row 6 Monthly Spending

Your card earns 5X points

An upgraded card earns 6X points

An upgraded card earns 6X points

At Marriott:

On Travel (air travel, car rentals):

Your card earns 2X points

An upgraded card earns 2X points

An upgraded card earns 2X points

On Travel (air travel, car rentals):

Your card earns 2X points

An upgraded card earns 3X points

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

An upgraded card earns 4X points

(for every $1 on the first $15,000 spent in
combined purchases each year on grocery
store and dining purchases)

At Restaurants:

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

(for every $1 on the first $15,000 spent in
combined purchases each year on grocery
store and dining purchases)

At Grocery Stores:

Your card earns 1X points

An upgraded card earns 3X points

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

An upgraded card earns 4X points

(for every $1 on the first $15,000 spent in
combined purchases each year on grocery
store and dining purchases)

At Grocery Stores:

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

(for every $1 on the first $15,000 spent in
combined purchases each year on grocery
store and dining purchases)

At Gas Stations:

Your card earns 1X points

An upgraded card earns 3X points

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

An upgraded card earns 2X points

At Gas Stations:

(for every $1 on the first $6,000 spent in combined purchases each year on grocery store, gas station, and dining purchases)

On Everyday Purchases:

Your card earns 1X points

An upgraded card earns 2X points

An upgraded card earns 2X points

On Everyday Purchases:

Compare Card Benefits compare card dropdown

Marriott Bonvoy ®
Premier

Marriott Bonvoy(registered trademark) Premier Credit Card

Marriott Bonvoy
Boundless ®

Marriott Bonvoy Boundless(registered trademark) Credit Card

Marriott Bonvoy
Bountiful™

Marriott Bonvoy Bountiful (trademark) Credit Card

Marriott Bonvoy
Boundless ®

Marriott Bonvoy Boundless(registered trademark) Credit Card

Marriott Bonvoy
Bountiful™

Marriott Bonvoy Bountiful (trademark) Credit Card

Annual Fee

Stay Bonus

1,000 bonus points per eligible stay at hotels
participating in Marriott Bonvoy ®

1,000 bonus points per eligible stay at hotels
participating in Marriott Bonvoy ®

Automatic Gold Elite Status

Free Night Award

(Valued up to 25,000 points with
no spend requirement on every
card anniversary)

(Valued up to 35,000 points with
no spend requirement on every
card anniversary)

(Valued up to 50,000 points after
$15,000 in spend every
calendar year)

(Valued up to 35,000 points with
no spend requirement on every
card anniversary)

(Valued up to 50,000 points after
$15,000 in spend every
calendar year)

15 Elite Night Credits Each Calendar Year

Earn One (1) Credit Toward Elite Status

for every $3,000 you spend

for every $5,000
you spend

for every $5,000
you spend

$0 Foreign Transaction Fees

Auto Rental Collision Damage Waiver** Asterisk, same page link to footnote

Trip Delay Reimbursement** Asterisk, same page link to footnote

Trip Cancellation / Interruption Insurance** Asterisk, same page link to footnote

Call to Request Your Upgrade

We’re excited you are interested in upgrading to another Marriott Bonvoy ® Credit Card. You can request your upgrade by calling:

** Same page link asterisk reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance. Marriott Bonvoy ® is not responsible for the benefits described in the Guide to Benefits.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Additional Ways to Earn Through Marriott Bonvoy

Hertz
Car Rental

Hertz Image Hertz Image

Hertz
Car Rental

Rent a car through Marriott's travel partner, Hertz and earn up to 20,000 points along with special savings when using your Marriott Bonvoy Credit Card.

Eat Around
Town

Eat Around Town Image Eat Around Town Image

Eat Around
Town

Search and dine at 11,000+ U.S. restaurants and earn points when you pay using your Marriott Bonvoy Credit Card.

Earn Airline
Miles With Stays

Stay for miles Image Stay for miles Image

Earn Airline
Miles With Stays

Earn more than just points with Marriott stays. Use your card to earn airline miles on eligible stays with over 40+ partners around the globe.

Go Further
With Uber

Go Further With Uber image Go Further With Uber image

Go Further
With Uber

Link your Marriott Bonvoy account and your Uber account to start earning points on Uber Premium rides and qualifying Uber Eats orders.

Local Tours
& Activities

Local Tours & Activities image Local Tours & Activities image

Local Tours
& Activities

Continue to earn points while expanding your horizons with Marriott Bonvoy’s collection of amazing local experiences.

Spend With
Our Brands

Spend With Our Brands Spend With Our Brands

Spend With
Our Brands

Spend on dining, beverages, rounds of golf, spa services and other eligible purchases at over 7,000
Marriott Bonvoy properties and earn additional points.

Hertz
Car Rental

Hertz Image Hertz Image

Hertz
Car Rental

Rent a car through Marriott's travel partner, Hertz and earn up to 20,000 points along with special savings when using your Marriott Bonvoy Credit Card.

Eat Around
Town

Eat Around Town Image Eat Around Town Image

Eat Around
Town

Search and dine at 11,000+ U.S. restaurants and earn points when you pay using your Marriott Bonvoy Credit Card.

Earn Airline
Miles With Stays

Stay for miles Image Stay for miles Image

Earn Airline
Miles With Stays

Earn more than just points with Marriott stays. Use your card to earn airline miles on eligible stays with over 40+ partners around the globe.

Go Further
With Uber

Go Further With Uber image Go Further With Uber image

Go Further
With Uber

Link your Marriott Bonvoy account and your Uber account to start earning points on Uber Premium rides and qualifying Uber Eats orders.

Local Tours
& Activities

Local Tours & Activities image Local Tours & Activities image

Local Tours
& Activities

Continue to earn points while expanding your horizons with Marriott Bonvoy’s collection of amazing local experiences.

Spend With
Our Brands

Spend With Our Brands Spend With Our Brands

Spend With
Our Brands

Spend on dining, beverages, rounds of golf, spa services and other eligible purchases at over 7,000
Marriott Bonvoy properties and earn additional points.

More Benefits Tab content begins

Countless ways to redeem

Explore the Possibilities With Your Free Night Award

Your Free Night Award is valid for a one night hotel stay at a property with a redemption level
up to 25,000 points. 4 Opens overlay Link to footnote

Plus, now you can combine your Free Night Award with up to 15,000 points to access more hotels you’ll love (certain hotels have resort fees). Redeem now.

Where Would You Like To Go?

Aerial view of Courtyard by Marriott Bridgetown, Barbados

Courtyard by Marriott Bridgetown, Barbados

Knotty Deck & Bar at the Renaissance Austin Hotel

Renaissance Austin Hotel

Santo Domingo Hotel Pool

Renaissance Santo Domingo Jaragua Hotel & Casino

Exterior of St. Pierre Marriott Hotel & Country Club

St. Pierre Marriott & Country Club

Pool view at the Sheraton Orlando Lake Buena Vista Resort

Sheraton Orlando Lake Buena Vista Resort

Sheraton Hua Hin Resort & Spa

Sheraton Hua Hin Resort & Spa

Outdoor pool in Tuscany

Renaissance Tuscany IL Ciocco Resort & Spa

Exterior of The Westin Stonebriar Hotel & Golf Club

The Westin Stonebriar Hotel & Golf Club

Outdoor pool at Courtyard by Marriott Nassau Downtown/Junkanoo Beach

Courtyard by Marriott Nassau Downtown/Junkanoo Beach

Using your Free Night Award is easy – choose from thousands of eligible properties, and use your
E-certificate when you confirm your reservation. Based on standard rates.

Get Inspired With the Marriott Bonvoy Boundless ®
Travel Guide

Break out of the ordinary with curated travel tips, scenic routes,
influencer recommendations, and more.

A breathtaking sunset overlooking the pool and ocean at the Sheraton Bali Kuta Resort A breathtaking sunset overlooking the pool and ocean at the Sheraton Bali Kuta Resort

Redeem Points for Flights, Experiences and More

Airlines

Airlines

You can convert your Marriott Bonvoy points into airline miles, enjoy access to airport lounges or package your flight with a car rental or hotel stay using your points.

Travel &
Leisure

Travel &
Leisure

Use your points to get you to your next destination with travel packages, rental car discounts and cruise ship offers.

Shop With
Points

Shop With
Points

Shop with points online for items ranging from electronics to travel accessories, or use points to purchase vouchers from retailers all over the world.

Cash +
Points

Cash +
Points

Cash + Points is an online booking option that allows you to combine cash nights and points nights within a single reservation.

Marriott Bonvoy Moments ™

Marriott Bonvoy Moments ™

Gain access to exclusive events ranging from concerts to football games and other sport outings under Marriott Bonvoy Moments™ using points earned.

Gift
Cards

Gift
Cards

Redeem points for gift cards to some of your favorite major retailers. The process is as simple as swiping and paying.

Marriott Bonvoy Boutiques ™

Marriott Bonvoy Boutiques ™

Bring your hotel favorites home when you shop Marriott Bonvoy Boutiques™ with points. With our exclusive home collections, you’ll feel like you’re on vacation every day.

Airlines

Airlines Image Airlines Image

Airlines

You can convert your Marriott Bonvoy points into airline miles, enjoy access to airport lounges or package your flight with a car rental or hotel stay using your points.

Travel &
Leisure

Travel & Leisure Image Travel & Leisure Image

Travel &
Leisure

Use your points to get you to your next destination with travel packages, rental car discounts and cruise ship offers.

Shop With
Points

Shop with Points Image Shop with Points Image

Shop With
Points

Shop with points online for items ranging from electronics to travel accessories, or use points to purchase vouchers from retailers all over the world.

Cash +
Points

Cash + Points Image Cash + Points Image

Cash +
Points

Cash + Points is an online booking option that allows you to combine cash nights and points nights within a single reservation.

Marriott Bonvoy Moments ™

Marriott Moments Image Marriott Moments Image

Marriott Bonvoy Moments ™

Gain access to exclusive events ranging from concerts to football games and other sport outings under Marriott Bonvoy Moments™ using points earned.

Gift
Cards

Gift Cards Image Gift Cards Image

Gift
Cards

Redeem points for gift cards to some of your favorite major retailers. The process is as simple as swiping and paying.

Marriott Bonvoy Boutiques ™

A woman opening up her recent purchase from Marriott Bonvoy Boutiques A woman opening up her recent purchase from Marriott Bonvoy Boutiques

Marriott Bonvoy Boutiques ™

Bring your hotel favorites home when you shop Marriott Bonvoy Boutiques™ with points. With our exclusive home collections, you’ll feel like you’re on vacation every day.

More Benefits

Site Tour

Welcome to Your Marriott Bonvoy Cardmember Site

See how this site helps you take advantage of all your Marriott Bonvoy Credit Card features and benefits.

Intro Hero Photo Intro Hero Photo

Earn Multiply

Redeem Hotels

Earn

Learn how you can maximize your rewards opens in same window , and calculate your earning potential for stays at Marriott Bonvoy properties.

Earn Multiply

Redeem Hotels

Redeem

Explore the possibilities with a Free Night Award and all the additional ways to redeem opens in same window your points.

Benefits

Easily browse your card benefits opens in same window - travel, protection and services - all on one page.

Account Features

Learn how opens in same window you can personalize your account, enjoy Chase offers and access security features that help protect your card and your account.

Benefits Travel

Account Features Services

Thank You For Being a Marriott Bonvoy Cardmember

Get ready to explore, with card features designed to help you expand your world.

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Marriott Bonvoy (registered trademark) logo. <a href=List of hotels: LUXURY – Edition (registered trademark). The Ritz-Carlton. The Luxury Collection. St. Regis. W Hotels. JW Marriott. PREMIUM – Marriott. Sheraton. Marriott Vacation Club (registered trademark). Delta Hotels. Westin. Le Meridien. Renaissance (registered trademark) Hotels. Autograph Collection (registered trademark) Hotels. Tribute Portfolio. Design Hotels. Gaylord Hotels (registered trademark). MGM Collection. SELECT – Courtyard (registered trademark). Four Points. Springhill Suites (registered trademark). Fairfield (registered trademark). AC Hotels (registered trademark) Marriott. Aloft. Moxy Hotels. Protea Hotels (registered trademark). City Express by Marriott (registered trademark). Four Points Express by Sheraton. LONGER STAYS – Residence Inn (registered trademark). Towneplace Suites (registered trademark). Element. Home & Villas by Marriott Bonvoy (registered trademark). Apartments by Marriott Bonvoy (registered trademark). Marriott (registered trademark) Executive Apartments." /> Marriott Bonvoy (registered trademark) logo. <a href=List of hotels: LUXURY – Edition (registered trademark). The Ritz-Carlton. The Luxury Collection. St. Regis. W Hotels. JW Marriott. PREMIUM – Marriott. Sheraton. Marriott Vacation Club (registered trademark). Delta Hotels. Westin. Le Meridien. Renaissance (registered trademark) Hotels. Autograph Collection (registered trademark) Hotels. Tribute Portfolio. Design Hotels. Gaylord Hotels (registered trademark). MGM Collection. SELECT – Courtyard (registered trademark). Four Points. Springhill Suites (registered trademark). Fairfield (registered trademark). AC Hotels (registered trademark) Marriott. Aloft. Moxy Hotels. Protea Hotels (registered trademark). City Express by Marriott (registered trademark). Four Points Express by Sheraton. LONGER STAYS – Residence Inn (registered trademark). Towneplace Suites (registered trademark). Element. Home & Villas by Marriott Bonvoy (registered trademark). Apartments by Marriott Bonvoy (registered trademark). Marriott (registered trademark) Executive Apartments." />

© 2024 JPMorgan Chase & Co. All rights reserved.

Begin Offer Details overlay.

Marriott Bonvoy ® Premier Credit Card

Begin Offer Details content.

Terms & Conditions

PLEASE SCROLL DOWN TO SEE ALL REWARD REDEMPTION DISCLAIMERS:

1 Earning Points: Rewards Program Agreement: If you are a Chase Online customer, your Rewards Program Agreement is available after logging in to chase.com Opens in a new window . You can also see your Rewards Program Agreement that you received in the mail.

How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Marriott Bonvoy ® credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 points (“5X points”): You’ll earn 5 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy ® . Go to marriottbonvoy.com/about for a list of hotels participating in Marriott Bonvoy. You will only receive the accelerated earn of 5 points for each $1 spent from the credit card program. Additional points received under the Marriott Bonvoy program for stays at hotels participating in Marriott Bonvoy will be earned in accordance with the terms and conditions of the Marriott Bonvoy program. Marriott Bonvoy is responsible for ensuring all hotels participating in Marriott Bonvoy are correctly reported to Chase for earn on Marriott Bonvoy credit card purchases. 2 points (“2X points”): You’ll earn 2 points for each $1 spent on purchases in the following rewards categories: restaurants; airline tickets when purchased directly with the airline; and car rental agencies. 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. Information about earning/transferring points to Marriott Bonvoy: Points earned during a billing cycle will be automatically transferred to Marriott Bonvoy after the end of each billing cycle. Points expiration: The points transferred to your Marriott Bonvoy account won’t expire as long as there is card earning activity or other qualifying earning or redemption activity every 24 months. If your card account is closed, you’ll lose the points in your Marriott Bonvoy account if you don’t have any other qualifying earning or redemption activity every 24 months. For details on this points expiration policy, visit marriottbonvoy.com/terms. Losing points: You’ll immediately lose all points that haven’t been transferred to Marriott Bonvoy if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. All Marriott Bonvoy terms and conditions apply, available at marriottbonvoy.com/terms. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window .

2 Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

3 Chase Mobile App: Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.

4 Anniversary Free Night Award E-Certificate: Please allow up to 8 weeks from your account anniversary date for your Anniversary Free Night Award E-Certificate to be automatically deposited in to your Marriott Bonvoy ® Account. Account anniversary date is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Your Anniversary Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 25,000 points. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. For the list of participating hotels where you can redeem the 25,000 points, log on to redeem.marriottbonvoy.com/hotels or call the Marriott Bonvoy number on the back of your card. Your e-certificate may not be combined with cash or other Marriott Bonvoy points when redeeming for your free night, and may not be transferred, extended beyond expiration date, or re-credited for points. Each Anniversary Free Night Award issued will have an expiration of 12 months. To qualify for the Anniversary Free Night Award, your account must be open and not in default on your account anniversary date. Offer and Anniversary Free Night rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

5 Marriott Bonvoy Credit Card from Chase Elite Night Credits: On or before March 1 of each calendar year, a maximum of 15 Elite Night Credits will be credited to your Marriott Bonvoy ® Member Account operated by Marriott International, Inc., in accordance with Marriott Bonvoy terms and conditions. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the primary Cardmember, your Card account must be open as of December 31 of the prior year, and you must have an active Marriott Bonvoy Member Account linked to your credit card account.

This benefit is not exclusive to credit cards offered by Chase. A maximum of 15 Elite Night Credits will be awarded through this benefit per Marriott Bonvoy Member Account even if the Member has more than one credit card linked to their Marriott Bonvoy Member Account, unless you have both a small business Marriott Bonvoy credit card account and a consumer Marriott Bonvoy credit card account; then you may receive a combined maximum of 30 Elite Night Credits (15 per credit card account). If your Marriott Bonvoy Member Accounts are merged, if both accounts have received 15 Elite Night Credits, only one 15 Elite Night Credit will remain. Separate promotional offers of Elite Night Credits will not count toward this per-Account maximum but may have their own limits; see promotional terms at time of offer. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

6 Automatic Silver Elite Status: You will automatically receive Silver Elite Status each account anniversary year as a cardmember (“Account anniversary year” means the year beginning with account open date through the anniversary of your account open date, and each 12 months after that). Please allow up to 8 weeks from account open date for your initial Silver Elite Status award to be applied to your Marriott Bonvoy ® account. To qualify for and maintain Silver Elite Status your account must be open and not in default. If you do not qualify for Silver Elite status as a cardmember, in order to receive Silver Elite benefits you must qualify for Silver Elite Status under the terms of the Marriott Bonvoy program. Only one Marriott Bonvoy Credit Card account per Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account), is eligible for the Silver Elite Status award. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Silver Elite benefits and services.

7 1 Elite Credit for Every $3,000 Spent: You will earn 1 Elite night credit for each $3,000 in Purchases. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We have the right to determine which purchases qualify for this offer. We reserve the right to change or end this offer at any time. There is no limit to the number of Elite nights that you can earn. Please allow up to 8 weeks for Elite nights to be credited to your Marriott Bonvoy ® account from the last day of each calendar month you qualify. To qualify for the Elite nights, your account must be open and not in default at the time of processing and fulfillment. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

8 $0 Foreign Transaction Fees: See Cardmember Agreement for details.

9 Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

10 Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

11 Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Points accrued and awards issued are subject to the terms and conditions of the Marriott Bonvoy ® program. For complete terms and conditions of the Marriott Bonvoy program, including all redemption values, refer to marriottbonvoy.com/terms. Terms and conditions of the Marriott Bonvoy program may be modified and services and benefits may be added or deleted at any time without notice to cardmembers. Marriott Bonvoy points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s Marriott Bonvoy account.